For many individuals, real estate offers an enticing opportunity to pursue a side hustle while still maintaining a primary career or other obligations. Whether you’re looking to earn some extra…
Which States Require Real Estate Professionals to Carry E&O Insurance?
While most states do not require real estate professionals to carry errors and omissions (E&O) insurance, there are a select few that do. E&O, or professional liability, insurance provides financial…
As a real estate professional, you understand the unique challenges and responsibilities that come with your career. Safeguarding your livelihood and assets is of the utmost importance. Errors and omissions…
How Can Insurance Help Cover Diverse Real Estate Transactions?
In the world of real estate, where transactions vary, the role of a real estate professional is nothing short of multifaceted. Whether you’re working with residential properties, commercial spaces, agent-owned…
What Questions Should I Ask When Shopping for E&O Insurance?
Deciding where to insure your firm can be overwhelming. You want to make sure your business is fully protected, but sometimes it’s hard to even know where to start. Of…
What Insurance Coverage Do I Need When Starting My Own Real Estate Firm?
Are you a real estate professional who is thinking about creating or beginning to start your own real estate firm? If so, what an exciting journey you’re about to take!…
The real estate market is a prime target for cybercriminals. With the US real estate market being worth approximately $226.8 billion in 2022, hacking into databases and stealing information about…
Managing the risk exposure for your firm through insurance is vital to avoiding or mitigating risk and effectively dealing with problems if they do occur. But between all the insurance…
A Sign of the Times: The Effects of COVID-19 and Inflation on Real Estate
A lot has changed over the past two and a half years, and real estate is no exception. Even though business was still booming during the height of the pandemic,…
Being a real estate professional comes with its fair share of risk. If you give what your client considers misleading advice, you could have a claim filed against you. A…
Most real estate professionals have seen an increase in their revenue over the past year due to the effects of COVID-19 and inflation (read about these in our other blog…
Think Your Business Is Too Small to Get Hacked? Think Again.
If you’re thinking cybercriminals aren’t interested in small businesses like yours, you’re unfortunately wrong. Over 50% of small businesses experienced at least one cyberattack in 2019. And according to recent…
Cyberattacks are grabbing headlines and keeping many business owners up at night wondering if they will be next. The reality is that since the world went into COVID-19 lockdown and…
Lower Your Workers’ Compensation Premiums With Smart Risk Management Practices
If you are a business owner with employees, then you are familiar with workers' compensation insurance. Even if you are a sole proprietor, you may carry a policy to protect…
Avoid Risk by Avoiding Promises: An E&O Best Practice
A real estate agent marketed a commercial property that included street-level retail and residential units on the upper two floors. The residential units were producing a steady stream of revenue,…
Operating a small business in the current climate is incredibly challenging. For some, it has sadly been impossible. For many, staying afloat has meant pivoting to other lines of business…
Business Owners Should Take a Few Extra Precautions During the Colder Months
Every season comes with its own risks, and winter is no different. The common elements of cold, snow, and ice may hit some areas of the country harder than others,…
With daylight savings time and cooler temperatures marking the change of season for much of the country, weather remains a concern for business owners. Not only do you have the…
A slip and fall accident may be amusing in slapstick comedy, but in reality, it's no joke. Slips and falls account for a significant number of injuries to customers and…
Are Your Employees Using Their Personal Vehicles for Work?
If you answered "yes" to this question, then you may want to check your insurance coverage to see if you're protected from possible claims. Even with a commercial auto policy…
Insurance is a necessary business expense, but there are ways to reduce your premiums if your bottom line needs a little boost. Here are five quick and easy ways to…
Website accessibility is a concept many organizations take for granted. While many websites are built with the assumption that all users can see or hear the content being presented, some…
To pick the right insurance company for your specific business needs, it's important to understand the different types of professionals that make up the insurance industry. Largely, there are two…
How to Pick the Right Insurance Agent for Your Business
There are many qualified insurance agents and brokers who are available to you. And, unfortunately, there are also plenty of folks who have passed a licensing exam that really have…
In a world of ransomware and data theft, phishing attacks remain one of the biggest cybersecurity threats to businesses. According to the FBI’s 2017 cybercrime report, fraudulent emails resulted in…
In the Mel Brooks classic Spaceballs, there's a scene where the main villain, Dark Helmet, remarks on the stupidity of using a password like "12345," remarking it's the kind of…
Whether you're working from home or a hotel, it's important to exercise caution with wireless networks. If you are running a wireless router at home, make sure you are using WPA…
Once only theorized, marijuana legalization becomes more of a reality every year with more states passing legislation allowing for its medical and/or recreational use. To date, 11 states—and Washington, D.C.—have…
