Learn From Our Experts

Hear from our insurance experts on topics
relevant to your business.

Learn From Our Experts

  • Avoid Risk by Avoiding Promises: An E&O Best Practice

    Avoid Risk by Avoiding Promises: An E&O Best Practice

    A real estate agent marketed a commercial property that included street-level retail and residential units on the upper two floors. The residential units were producing a steady stream of revenue,…

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  • The High Cost of Low Coverage

    The High Cost of Low Coverage

    Money is tight for many of us with limited relief coming anytime soon. The thought of saving a bit wherever you can is very tempting—but choose wisely. When you consider…

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  • Insurance 101 for Small Business Owners

    Insurance 101 for Small Business Owners

    Operating a small business in the current climate is incredibly challenging. For some, it has sadly been impossible. For many, staying afloat has meant pivoting to other lines of business…

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  • Business Owners Should Take a Few Extra Precautions During the Colder Months

    Business Owners Should Take a Few Extra Precautions During the Colder Months

    Every season comes with its own risks, and winter is no different. The common elements of cold, snow, and ice may hit some areas of the country harder than others,…

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  • Change of Season Brings New Claims Risks

    Change of Season Brings New Claims Risks

    With daylight savings time and cooler temperatures marking the change of season for much of the country, weather remains a concern for business owners. Not only do you have the…

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  • How to Prevent Slip and Fall Accidents

    How to Prevent Slip and Fall Accidents

    A slip and fall accident may be amusing in slapstick comedy, but in reality, it's no joke. Slips and falls account for a significant number of injuries to customers and…

    by Pearl Insurance
  • Are Your Employees Using Their Personal Vehicles for Work?

    Are Your Employees Using Their Personal Vehicles for Work?

    If you answered "yes" to this question, then you may want to check your insurance coverage to see if you're protected from possible claims. Even with a commercial auto policy…

    by Pearl Insurance
  • 5 Ways to Save Money on Your Firm's Insurance

    5 Ways to Save Money on Your Firm’s Insurance

    Insurance is a necessary business expense, but there are ways to reduce your premiums if your bottom line needs a little boost. Here are five quick and easy ways to…

    by Pearl Insurance
  • Captive Agent vs. Broker: What's the Difference?

    Captive Agent vs. Broker: What’s the Difference?

    To pick the right insurance company for your specific business needs, it's important to understand the different types of professionals that make up the insurance industry. Largely, there are two…

    by Pearl Insurance
  • How to Pick the Right Insurance Agent for Your Business

    How to Pick the Right Insurance Agent for Your Business

    There are many qualified insurance agents and brokers who are available to you. And, unfortunately, there are also plenty of folks who have passed a licensing exam that really have…

    by Pearl Insurance
  • COVID-19 and Your Professional Liability Insurance Coverage

    COVID-19 and Your Professional Liability Insurance Coverage

    Conducting business has never been more fraught with questions, concerns, and ever-changing rules. As a professional, and perhaps an owner, you're probably seeking clarification and advice on how to conduct…

    by Pearl Insurance
  • 4 Signs It's Time to Look for a New Insurance Broker

    4 Sure Signs It’s Time to Look for a New Broker

    Knowing how to select a commercial broker is helpful, and we will dive into that in a separate post. But what if you already have a broker and are less…

    by Pearl Insurance
  • Coronavirus & Insurance: An FAQ for Business Owners

    Coronavirus & Insurance: An FAQ for Business Owners

    The novel coronavirus, aka COVID-19, has created widespread economic disruption at an unprecedented level across the world. As doctors, scientists, and politicians race to find a vaccine—or even simply effective…

    by Pearl Insurance
  • Picking the Right Insurance Agent Could Save You Thousands

    Picking the Right Insurance Agent Could Save You Thousands

    A few years ago, a new owner of a tunnel wash operation in the Midwest had the misfortune of having a customer whose vehicle was damaged in their tunnel. At…

    by Pearl Insurance